What will my car payment be?
Move the sliders to estimate a monthly payment. Your actual rate depends on credit and term.
Estimate your payment.
This calculator is for illustration only and does not include taxes, title or dealer fees. It is not an offer of credit.
Auto loan calculator
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Leave at 0 if you have no trade-in.
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- Monthly payment
- $518.73
- Amount financed
- $27,000.00
- Total interest
- $4,123.66
- Total of payments
- $31,123.66
Estimates for illustration only. Your actual rate and payment depend on your credit and the terms you qualify for.
How is the payment calculated?
We use a standard amortization formula: the amount financed, divided over the number of months, with interest charged on the remaining balance each month.
What rate should I use?
Start with our current rate for your term on the rates page. If your credit score is below 680, add 1–3%.
Does a bigger down payment help?
Yes. It lowers the amount financed, the monthly payment and the total interest you pay.
Today’s auto rates