Apply for a loan

Your loan

Fields marked * are required.

Account / loan

IndividualOnly your credit and income are considered. Married applicants may apply for a separate account.JointYou and a co-applicant apply together, and each of you completes your own section.

Including ATM/debit card access to the account, if available.

Amount requested ($)

Purpose / collateral

How you'd like to repay

Payroll deductionCashMilitary allotmentAutomatic payment

Payment protection: are you interested in having your loan protected?

YesNo

If you answer “yes”, the credit union will disclose the cost to protect your loan. The protection is voluntary and does not affect your loan approval. For your loan to be covered, you will need to sign a separate application that explains the terms and conditions.

About you

The applicant.

Other person

On an individual application, complete this section about your spouse if you live in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI), if your spouse will use the account, or if you are relying on your spouse's income to repay. If you are relying on alimony, child support or separate maintenance, complete it as far as you can about the person paying it. A guarantor also completes this section.

I need to tell you about another person

What you owe

Debts to creditors other than Copper Credit Union: car loans, credit cards, student loans and so on. Leave a line empty if you have nothing to list.

Line 1

Creditor

Rate (%)

Balance ($)

Monthly payment ($)

Totals: $0.00 owed, $0.00 a month

Any other names under which your credit references and credit history can be checked

For example, a maiden name.

What you own

Property, vehicles and accounts at other financial institutions. Leave a line empty if you have nothing to list.

Line 1

Property, or financial institution and where

Market value ($)

Pledged as collateral for another loan?

YesNo

Other information about you

1. Are you a U.S. citizen or permanent resident alien? Applicant

YesNo

2. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, had property foreclosed upon or repossessed in the last 7 years, or been a party in a lawsuit? Applicant

YesNo

3. Is your income likely to decline in the next two years? Applicant

YesNo

4. Are you a co-maker, co-signer or guarantor on any loan not listed above? Applicant

YesNo

State law notices

California residents: A married applicant may apply for a separate loan. We consider a spouse's income and debts only as the law allows, and never require a co-applicant to approve your own application.

All applicants: Copper Credit Union makes credit equally available to every creditworthy applicant. You can ask for a copy of any credit report we use, and for the reasons behind any decision we make on this application.

Signatures

By signing below, you confirm that what you have told us in this application, including what you owe, is true and complete, and you will let us know if anything important changes. You allow Copper Credit Union to check your credit for this application and, if the loan is approved, while it is open. We will tell you which credit bureau we used if you ask.

Applicant

I agree to the statements above.

Type your full legal name to sign

This signs everything you agreed to on this application. Today's date is recorded with it.