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A member smiling at his phone on the Embarcadero, the city behind him

Owned by the people who bank here.

Copper is a not-for-profit credit union. Every member is an owner, so profits come back as lower rates and fewer fees.

About Copper

Get to know us.

  • Who We Are

    How four mints and a simple question became a credit union.

    Our story
  • Membership

    Who can join, what it costs, and what it means to be an owner.

    How to join
  • Promotions

    Current offers for new and existing members.

    See offers
  • Blog

    Plain-English money advice, and news from the mints.

    Read the blog

Copper by the numbers.

214

founding members

10,000

members today

$40 million

loaned back into the city

4

mints across San Francisco

From a member

I came in to open a savings account and left with a plan to pay off my car two years early.

Danielle R. · Member since 2026
Three friends splitting a bill in a Copper branch lounge

Join us

Become a member-owner in about six minutes.