Apply for a Visa card

Type of credit

There are costs associated with the use of a credit card. Information about costs, rates, and fees is in the disclosure you'll review below, or call us toll-free at (415) 555-0142. Fields marked * are required.

Credit card account

IndividualOnly your credit and income are considered. Married applicants may apply for a separate account.JointYou and a co-applicant apply together, and each of you completes your own section. If your co-applicant is your spouse, they are still the co-applicant.

Credit limit requested ($)

Purpose / collateral

Authorized user's name

Someone who may use the card but isn't responsible for the account. Optional.

About you

The applicant.

Other person

On an individual application, complete this section about your spouse if you live in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI), if your spouse will use the account, or if you are relying on your spouse's income to repay. If you are relying on alimony, child support or separate maintenance, complete it as far as you can about the person paying it. A guarantor also completes this section.

I need to tell you about another person

State law notices

Notice to California Residents: A married applicant may apply for a separate account. If you are married, the credit union may consider your spouse's income and debts only as the law allows, and will never ask you to name a co-applicant to approve your own application.

Notice to All Applicants: Copper Credit Union makes credit equally available to every creditworthy applicant. You can ask for a copy of any credit report we use, and for the reasons behind any decision we make on this application.

Application and Solicitation Disclosure

The rates, fees and terms of the Visa card. Please open it and read it before you sign.

Visa Application and Solicitation Disclosure (sample)Opens in a new tab

I have read the Visa Application and Solicitation Disclosure and agree to its terms.

Open the disclosure first.

Credit card consensual security interest

You agree that the money in your Copper savings and checking accounts can secure this card. If your card payments are more than 60 days late, we may use funds in those accounts to pay what you owe. Retirement accounts (IRAs) and any account the law protects are never used this way, and you can keep using your accounts normally while your card is in good standing.

By agreeing below, you confirm that you understand this is a condition of the card.

Applicant: I agree to grant the security interest described above.

Signatures

By signing below:

You confirm that what you have told us in this application is true and complete, and you will let us know if anything important changes. You allow Copper Credit Union to check your credit for this application and, if it is approved, to review it from time to time while the card is open. We will tell you which credit bureau we used if you ask.
You understand that using the card means you accept the Copper Visa Cardholder Agreement, which we will send with your card.

Applicant

I agree to the statements above.

Type your full legal name to sign

This signs everything you agreed to on this application. Today's date is recorded with it.